MORTGAGE FRAUD WAS NOT ONLY NEVER FIXED, BUT IT WAS ALSO NEVER CHANGED AT ALL. FORECLOSING PARTIES ARE STILL ASSIGNING MORTGAGES AND DEEDS OF TRUST TO TRANSFER THE OWNERSHIP OF YOUR DEBT. THE SUPREME COURT MADE IT CLEAR THAT AN ASSIGNMENT OF A MORTGAGE HAS NO EFFECT... IN 1872!

Continue Reading: A NEW FRAUDULENT FORECLOSURE TACTIC BEING USED NOW

CONTINUE READING:
HEARTLAND PROMISSORY NOTE PG 2

Page two is chock full of boiler plate, but neither the borrower or the lender
are mentioned on page two.





































HEARTLAND BANK PROMISSORY NOTE PAGE 3

There is also no mention of the Lender or the Borrower on page three.  The borrower's
name is not typed into the language of this Alleged Promissory Note.  There is a
scary paragraph at the very beginning of page one of the alleged Promissory Note that
reads something like, "Whosoever dares to sign the end of this document shall be
eternally in debt whether he has read the words or not.  There is a purported (that
kinda means the same thing as allegedly, which I was getting bored with) signature of
someone at the end of the Promissory Note, however nowhere in this purported Note does
it say who the borrower or the lender even are.  The signature is not binding the signatory
to any lender.  The signature is not dated, so it is assumed that someone came by years
later and signed it because it didn't look right that way.  It is time for Heartland Bank
to provide the required evidence that a transaction evidence even took place, and if it did
who was it to or from.

The final place we see the name Heartland Bank is maybe on a purported endorsement
below the signature assigning the note to no one.  The endorsement is signed by some
unknown person who did not date his endorsement.

Of particular interest here is the "endorsement" allegedly from Heartland Bank
to no one.  The new beneficiary is not filled in.  This is called an endorsement "in
blank".  This brings up two more problems.

A.  The collaborators involved in this fraudulent foreclosure will claim that an
endorsement in blank gives someone ownership.  This is  to accept but it is a stupid
idea to sign over a Promissory Note made out to you to no one and then to put that
Promissory Note into your pocket,vault, wallet, or file cabinet.  It is like a 3rd party
check that was given to you from someone who was owed money from someone else
and then he endorsed the check (signed) the check in blank.  You can carry it
around and it belongs to you,  but if it is stolen or lost and someone finds it and is
carrying it around all he has to do is sign his name and he owns it.
This just another action by this attorney group which was formed just to deceive
and confuse Borrowers in order to steal houses and sell them.

B.  The same goes for a blank endorsement on a Promissory Note.  When it is time
to use it to foreclose then the foreclosing party must endorse the Promissory Note in
order to use it to collect.  Foreclosure is just that, a collection of a debt.  But, a big
problem with this Promissory Note is that the blank endorsement is not dated. hen
did Heartland Bank endorse this Promissory Note in blank?  How will the new owner
prove when they got this instrument.  This is fatal to the Promissory Note, so even
if it was dated, it does not even link the Borrower to a lender.

Heartland Bank had already been seized and sold by the FDIC before this alleged
Promissory Note was funded and sold at closing.  A non-existent entity cannot have a
Promissory in its non-existent name.


PROMISSORY NOTE PAGE 3




But, I remembered reading about the failure of Heartland Bank and its seizure and sale
by the Federal Deposit Insurance Corporation in 2012 which made curious about how this
now nonexistent bank loaned some money to someone on February 26th, 2013.  So, to be
sure I did the only thing that I could.  I "googled" it.


NEWS RELEASE CONCERNING THE FAILURE OF HEARTLAND BANK
AND ITS SEIZURE AND SALE TO METCALF BANK ON JULY 20, 2012.


THIS IS SEVEN MONTHS BEFORE THE FEB, 26, 2013 PURCHASE CLOSING 


THIS NOW NON-BANK'S NAME WAS FRAUDULENTLY PLACED ON THE
PROMISSORY NOTE AND DEED OF TRUST BEING USED TO FORECLOSE
ON THE BORROWERS


Federal Deposit
Insurance Corporation
Each depositor insured to at least $250,000 per insured bank

Press Releases 
 Jul 20, 2012 - Metcalf Bank, Lees Summit, Missouri, Assumes All of the Deposits of
Heartland Bank, Leawood, Kansas


Heartland Bank, Leawood, Kansas,was closed today by The Kansas Office of the State Bank
Commissioner,which appointed the Federal Deposit  Insurance Corporation (FDIC) as receiver
To protect the depositors, the FDIC entered into a purchase and assumption agreement with
Metcalf Bank, Lees Summit, Missouri, to assume all of the deposits of Heartland Bank.


The two branches of Heartland Bank will reopen during normal business hours as branches of
Metcalf Bank. Depositors of Heartland Bank will automatically become depositors of Metcalf
Bank. Deposits will continue to be insured by the FDIC, so there is no need for customers to
change their banking relationship in order to retain their deposit insurance coverage up to
applicable limits. Customers of Heartland Bank should continue to use their existing branch
until they receive notice from Metcalf Bank that it has completed systems changes to allow
other Metcalf Bank branches to process their accounts as well. 


This evening and over the weekend, depositors of Heartland Bank can access their money
by writing checks or using ATM or debit cards. Checks drawn on the bank will continue
to be processed. Loan customers should continue to make their payments as usual.

As of March 31, 2012, Heartland Bank had approximately $110.0 million in total assets.


 HEARTLAND BANK DEED OF TRUST 

THE SECURITY INSTRUMENT (mortgage in judicial foreclosure states, and deed
of trust in non-judicial states) THIS INSTRUMENT CANNOT BE ASSIGNED, IT
MUST TRANSFER ONLY AFTER THE TRANSFER OF THE CONTROLLING 
PROMISSORY NOTE

MISSOURI IS A NON-JUDICIAL FORECLOSURE STATE, SO A DEED OF TRUST
WHICH IS THE COLLATERAL "RULE BOOK" AGREED TO BY ALLEGED 
BORROWER AND ALLEGED LENDER

BUT, THIS DEED OF TRUST IS NOT RECORDED AT ALL  RECEIVED THIS FROM
THE ALLEGED BORROWERS.  IN THIS DEAL THEIR COULD BE MORE DEEDS OF
TRUST WHICH MAKES NO SENSE AT ALL  BUT IN THIS DEAL THERE MIGHT BE.

NOTHING CAN MAKE THE LACK OF RECORDINGS IN DALLAS COUNTY AND THE
PLENTIFUL NUMBER OF RECORDINGS IN WEBSTER COUNTY PLUS THE
LOAN ALLEGED TO HAVE BEEN FUNDED BY A BANK 7 MONTHS AFTER\
IT WAS SEIZED AND DISMANTLED BY THE FDIC MAKE LEGAL SENSE.  THIS
DEED OF TRUST, RECORDED OR NOT IS VOID (NOTHINGNESS).



THE DEED OF TRUST




Missouri is a non-judicial foreclosure state.  In a judicial foreclosure state this
instrument would be called a "MORTGAGE".  The Borrower defense strategy
is essentially the same, but there is more urgency in the non-judicial foreclosure.




DEED OF TRUST PG 2

What is unusual but very important is that this deed of trust which is no more than the
collateral agreement between Borrower and Lender (blown wildly out of proportion
by every foreclosing party) places the collateral home in Dallas County which is where
the property is located.  

For a reason unknown to me the Substituted Trustee ignored this fact and published a
foreclosure sale that was to take place at the Webster County Courthouse, in Marshfield,
Mo. (See the Notice of Trustee's Sale Exhibit which is just below) and the Trustee alleges
that the sale occurred and that the purchasing owner was a servicer named Lakeview (?).  

If the Borrower objects and protests this it is not repairable.  If the Borrower simply gives
up, it will possibly be taken by the world at large to be legal.  (If the alleged sale was
actually conducted at the courthouse in one county when the legal description places the
property in another county it is no more enforceable than if the Deed of Trust placed the
property in Singapore.  The property is only where it is.)


DEED OF TRUST PAGE TWO



DEED OF TRUST LEGAL DESCRIPTION OF THE
ALLEGED SUBJECT PROPERTY pg 11

(Notice  Deed of Trust places the property in Dallas County, Missouri.)when it is located
in Dallas County.  This is the controlling description of property and it cannot be recorded in
Webster County or any other county.  Even if some wayward judge tried to allow a correction
of the sale description, we cannot believe that even be illegally possible since the alleged
named lender on the Promissory Note did not exist at the time of of the alleged closing of
the loan.

DEED OF TRUST PAGE ELEVEN- LEGAL DESCRIPTION





THERE ARE A WORLD OF PROBLEMS WITH THIS, OR ANY, ASSIGNMENT
OF THE DEED OF TRUST.

The First and foremost issue is that such an assignment does not assign anything.  Yet, nearly
100% of all foreclosures include this kind of assignment.  The courts just keep rubber stamping 
these also.

But, when the court does allow this over the objection of the Borrower the judge has deprived
the Borrower of his constitutional civil right to "Due Process".

The Federal Rule of Civil Procedure 17A can be paraphrased by saying that "every citizen
of the United States has the right to be sued only by someone who can demonstrate with
"concrete and particularized" evidence at the beginning of a case that he has demonstrated
Standing to bring the case before any court.

You have the right to be sued only by someone who has the right to sue you.

Now, as for the Assignment of the mortgage or deed of trust, the Supreme Court of the
United States in "Carpenter v Long 1872" defined the Promissory Note as the "essential
instrument" and deemed the mortgage or deed of trust (the security or "collateral instrument"
as "incidental".  Collateral is not required when money is loaned.  They went on to describe
that the Promissory Note must change hands and the mortgage follows it.  The Promissory
Note will never follow the assignment of the mortgage.  Missouri followed this up 100 years
later in Graham v Oliver 1982 " the assignment of the Deed of Trust does NOT transfer
ownership of the debt (represented by the Promissory Note).

The Substituted Trustee has missed every possible angle.  The Promissory Note shows the
named Lender as the non-existent Heartland Bank, assignment of the Deed of Trust was
recorded in Webster County, the appointment of the Successor Trustee was recorded in
Webster County, and the alleged foreclosure sale was conducted by the Marinosci Law Group
of MO at the Webster County Courthouse in Marshfield Missouri. I must give this fraudulent
recording a perfect score of 0.






PAGE 2 OF ASSIGNMENT OF DEED OF TRUST








































APPOINTMENT OF SUCCESSOR TRUSTEE
BY GRANTOR LAKEVIEW LOAN SERVICING

Just when I thought that I had seen it all, this recording sets the new record.  This appointment
of the attorney firm which tried to conduct a criminal foreclosure sale was actually recorded
in the Webster County Recorder's office, which also failed the system when the clerk actually
filed it and put the official county stamp on it.
There cannot be legal descriptions in  two different counties that are the same for the simple
reason that 
every legal description reveals the county where the property is located.  This appointment
is void (nothingness) and any alleged foreclosure sale is void (nothingness).



APPOINTMENT OF SUCCESSOR TRUSTEE PG 1


In non-judicial foreclosure states like Missouri non-judicial means just like it sounds.


That is you can be foreclosed and thrown out of your house in an eviction, with no judge
and no
court. 

Years ago Missouri and 25 other states put this before their state supreme court.  This court
outrageously decided that this process was constitutional regarding the Due Process clause
described in the 5th and 14th Amendments of the US Constitution because the Borrower 
could take the foreclosure to court and prove that the the foreclosure was WRONGFUL. 

The problem with this decision, besides the fact that the court was wrong and non-judicial is
indeed unconstitutional, begins with the fact that a Missouri non-judicial foreclosure sale and
an eviction can be done within less than 60 days.

If the Borrower files a lawsuit of wrongful foreclosure this process can take more than two
years, or even five years in this current unfriendly court environment.  So, the lenders who
lobbied for this can take possession of the house, evict the borrower and sell the house without
any court setting.  But, Mr. Borrower you still can go to court after you have had your home
taken, credit ruined, heart broken, and family traumatized and overturn a fraudulent foreclosure
if you still have enough money to bring the lawsuit.  A ridiculous decision.

This led to the creation of the new legal term "running amuck".   (by me)

The 2nd Constitutional problem is that nearly all state and federal judges begin with the judge
placing the burden of proof on the Borrower to prove that the foreclosing parties did not have
the right to foreclose.

These Constitutionally barred decisions by judges can push a trial to last over 5 years. The
Borrower has lost the home and credit score and cannot afford a trial like this.  But, that
is not a necessary problem. 

A.  Article III of the constitution directs all judges to place the burden of determining whether
the FORECLOSING PARTY HAS THE STANDING TO FORECLOSE ON THIS
SAME FORECLOSING PARTY AND THE......THE JUDGE HIMSELF (or, of course,
herself).


IN THIS CASE.  THE BORROWER SHOULD NEVER HAVE THE BURDEN OF
PROOF OF PROVING WHY ANOTHER PARTY HAD THE RIGHT TO ATTACK
HIM.  EVERY CITIZEN HAS THE RIGHT TO BE SUED ONLY BY A PARTY
WHICH HAS PROVED IT HAS THE RIGHT TO SUE HIM. 


The Trustee is the foreclosing party which is the foreclosing party for the owner of the
Promissory Note in foreclosure cases (a judge is the determining party in judicial foreclosure
states).  In nearly

all foreclosure cases in Missouri the Trustee named in the Deed of Trust has been replaced by
the alleged owner of the loan and granted to  an attorney firm who's only qualification is that
this firm will lie and cheat to push through a fraudulent foreclosure.  This party is
known as a successor trustee.  There are less than ten of these law firms that  have done
90% of all foreclosures since 1999.



APPOINTMENT OF SUCCESSOR TRUSTEE PG 2

This notarized 2nd page of the Appt of Successor Trustee has loads of problems.

Some are just guesswork on my part, but the rest is rock solid.  My guess is the notary
on this appointment.  It is a very, very notorious robo-signor signature by "Linda Brown".
That name has been used thousands of times on suspicious documents.  Linda Brown
was a long-time partner of Jeffrey Stephan of GMAC Mortgage infamy.  It uses the very
dubious "Assistant- Vice President" which was used by thousands of Mortgage Electronic Registration Systems, Inc. (You probably know that company as "MERS").  

That is interesting, but it is usually not helpful with the current state of rubber-stamping
by the courts.  However, the claim of Power of Attorney (Often called an Attorney-In-Fact
by counterfeiting and forging parties).  Missouri law is very clear.  Any document, contract,
instrument or other that affects the ownership or control of real estate must have a "recorded
power of attorney" in order to be enforceable.  I have looked many times in many issues
and I have never seen the claim of power of attorney (or POA) backed up with an actual
recorded Power of Attorney.  It is just another maneuver by 3rd parties which have no interest
in the property to confuse the question so that they can foreclose, even though they are not
the "party in interest".

Loan-Care is claiming that its interest was granted somehow to it by Lakeview Loan
Servicing which is claiming that it got its interest from Heartland Bank, which did not exist
at the time of the alleged closing of an alleged loan in this instance.  All of this is allegedly
verified by the Substituted Trustee who's claim of Trustee comes from an Appointment from Lakeview recorded in Webster County.  As the better judges are known to say "This is a
breathtaking and brazen attempt at circumventing the constitutional civil rights of "due
process" of the Borrowers".

The teamwork involved in this attempted wrongful foreclosure fits the description of  the
necessary element of a Racketeering Influenced Corrupt Organization (RICO) Act called an "enterprise".


PG 2 OF THE APPOINTMENT OF SUCCESSOR TRUSTEE





BELOW IS THE ALLEGED NOTICE OF TRUSTEE'S SALE
WHICH INCLUDED THE CORRECT LEGAL DESCRIPTION FROM
DALLAS COUNTY AND THE INFORMATION THAT ALL THOSE
FOLKS WHO WANTED TO ATTEND THE SALE COULD DO SO
AT THE WEBSTER COUNTY COURTHOUSE (?).

SURELY I DON'T HAVE TO EXPLAIN THE PROBLEM WITH THIS.









From Marinosci WEBSITE

https://www.mlg-defaultlaw.com/home


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Following is a letter that I sent to the Marinosci Law Group of MO because they were
conducting an online auction of the subject property.  After receiving this letter the auction
was taken down.  But, predictably they wrote the Borrowers and threatened them with
HUD, Fannie Mae, Metro Goldwyn Mayer (just kidding) and some other big and famous
names.  None of the threats were credible.  They did not send any "concrete and
particularized" evidence to prove their claims.  I think they will still come back.  But, that
doesn't make them scarier.




Blvd Real Estate Consulting
info@blvdre.consulting
816 985 4950


10/10/2019


David Noyce
11111 Nall Avenue, Suite 104 Leawood, KS 66211
Phone: 913-800-2021 | Fax: 913-257-5223


1512 Main Street, Suite 130 Grandview, MO 64030
Phone: 816-287-0800 | Fax: 913-257-5223


MARINOSCI LAW GROUP of
Of Missouri P.C.(?)


RE:  31 Buggy Trail
Elkland, MO 65664
Dallas County MO
Buffalo, MO. County Seat

Good Morning, 
My name is Danny Hammond and I am a mortgage document expert from the Kansas
City area.  I have never heard of you or your firm (or firms) which was a surprise since
there have been only about 8 law firms that have entered the business of becoming the
appointee of successor trustees in 2/3 of the state of Missouri and concerning tens of
thousands of wrongful foreclosures.  I would have said that I know them all, but I have
not heard of you or your firm.
Maybe it is because you are new and have not done it much.  Your work suggests that
you have little knowledge of Real Estate Chain of Title or at least of the dishonest
manipulation of facts in order to confuse law abiding citizens through the invention of
schemes and artifices along with other RICO styled enterprise participants to intimidate
or just plain steal property or money from your fellow Americans.
I have just finished reviewing documents and recorded instruments in Dallas County
Missouri concerning the above property.  I can't make out what sort of fool you are, but
I would bet against your staying out among the general population for long. Yes, Borrowers
have lost astoundingly to some simple schemes, but many of us today blame that on fool
judges and not brilliant attorneys.

The times are changing.
I have determined that the manipulations of this case are the worst and most ignorant
I have ever seen.  So let's get to it.
There is a Promissory Note and a fatally flawed Deed of Trust represented by you to have
been created to represent a debt for a loan that Heartland Bank located at 14125 Clayton
Road Chesterfield, Mo 63017 alleges it made to the alleged Borrowers on 02-26-2013.
There is an alleged Deed of Trust with an exhibit legal description which is a very wordy
metes and bounds survey clearly stating that the property is located in Dallas County,
Missouri.
There is a claim that the Dowells granted that Deed of Trust into the name of Mortgage
Electronic Registrations Systems (MERS) as sole nominee for Heartland Bank located at
14125 Clayton Road Chesterfield, MO 63017.   I find this all very odd.
Well, it would seem that would open up that same old can of worms about whether those
words give any sort of control or ownership of any alleged home loan to Mortgage Electronic
Registration Systems, Inc. (MERS) which are not even the true names of the company that
claims to track security instruments for its members.  That name is MersCorp Inc., but luckily
that won't make any difference in the fraudulent set of acts you have been involved in. You
see Heartland Bank has been alleged to have closed a loan on the subject Dallas County
property on February 26th, 2013, but the FDIC seized all of this Heartland Bank's assets and
deposits and sold everything but the kitchen sink to Metcalf Bank on July 20th, 2012.  The
name Heartland Bank was extinguished on the same date.
Somebody (almost assuredly it was the assetless holding company Heartland Bancorporation)
was trying to get some last quick cash by doing banking activities through a bank that no
longer existed. +The entity that was trying to cram through a few more mortgage-backed
REMIC Securities fraudulent acts, appears to have some knowledge of how to commit
securities fraud, but sadly no money.
Whether is was the Heartland Bancorporation owners or some other made up company they
were 3rd party actors who were "strangers to the contract".   Next, for God knows what
reason, the Deed of Trust legal description clearly locates the subject property correctly in
Dallas County, MO with a long and carefully typed metes and bounds description.  But then,
on page two the Deed of Trust some Un-Sub allegedly invokes the Borrowers on the 2nd
page of the Deed of Trust to be bound to this mess using the invocation that the "Borrower
irrevocably grants and conveys to the trustee (which you become sir), in trust, with the
power of sale, the following described property located in (inexplicably)_WEBSTER______
County, Missouri: 
Now I believe this was very intentional on the part of the RICO style enterprise you were
cooperating within to allow a dummy foreclosure sale to be conducted a whole county away
in Marshfield, the county seat of Webster County instead of in Buffalo, the county seat of
Dallas County.  Why sir?

Greed, corruption, or sociopathic lack of feelings toward your fellow man?
You have hired quite a little online production company called (at least it was yesterday)
auction.com to sell the subject family home that you, as a substitute Trustee, have claimed
that, you, have conducted a righteous non-judicial foreclosure sale on this Dallas County
property in the shadow of the Webster County Courthouse.  
Your evidence of the published sale also clearly states that the property to be sold is located
by the Dallas County legal description but incredibly you instructed potential interested parties
that the sale was to be held at the Webster County Courthouse. (??)  Who are you?

I Chatted online with the auction.com who told me that they were not allowed to tell who the
bank was that owned this "bank owned" property.  Really. You don't have to disclose just who
you conducted an illegal foreclosure for? Now that will be good news for your chosen profession
should that statute ever be passed.
I would like to know.  Just why you have named 3 hodge-podge servicers each hiring another
to be the "new servicer" of the loan.  I don't need to know. I am just curious why you
attorneys think using exact layering strategies from 2011 will work much longer.
These cooperating servicers conspired to keep trying to break the spirit and determination of
alleged Borrowers alleged by adding to the monthly payment amount until 50% of monthly
payment went towards escrow.

That was some Third-World bullshit.  
Just what had the Borrowers done to you and your co-conspirators composed of 3rd Party
Imposters and Fictitious Payees (UCC actual legal terms)?
It must have been reprehensible.
While you were sending nonsense letters to the alleged borrowers about their imminent
sale and HUD throwing them to the curb, you missed some other details.  There is no
Trustee's Deed (that is a synonym for “foreclosure deed”) recorded. Not in any county.  
Now Missouri law doesn't allow the foreclosure Trustee's Deed to warrant anything, but
you still have to record something.  You have committed felony on top of felony man.  You
are more entertaining than the "Human Cannonball".
There is no end to what I have and what more I believe I can find.  However, for the purpose
of this inquiry and notice to you, I want you to know that I have also never seen the Missouri
required reconciliation of the accounting of the "disbursements of the proceeds” of the
foreclosure sale.  
You can expect the Borrowers to notify you to send that to them immediately.  You can expect
the alleged Borrowers to notify you that they intend to collect the fines for the time it takes
the non-existent deed of release and/or reconveyance once they notify you of that.  All of this
required by Missouri law. I believe your firm is from Rhode Island or some other faraway land,
but you are an attorney recognized by both Missouri and Kansas. (?)
Finally, in the accounting of the disbursement of the proceeds of the sale, please provide your
"concrete and particularized" details of each transaction that occurred prior to the "SERVICER"
Lakeview Loan Servicing, LLC having an alleged equity interest in the alleged Promissory Note. 

They will inform you of their request to see how an alleged servicer became the Holder in Due
Course of any alleged Promissory Note and how it was used as a credit bid (in Webster County)
in order to allegedly purchase the also alleged debt without there being any surplus which, as I
suspect you know, would have belonged to the alleged Borrowers.
Please don't bother bringing it up that the Deed of Trust was "assigned" to Lakeview by
Heartland Bank.

There really is no such thing as "assigning a security instrument”.  The Security Agreement
(mortgage of Deed of Trust) has only a one time purpose.

It is the collateral agreement description of what happens when the debt is paid off or what
happens if the contract Borrowers were to become unable to pay.  The rules you see are. The
Recording of an “Assignment of the Deed of Trust” does not give it any effect whatsoever.
Whoever, owns the Promissory Note, which is the evidence of the debt, also already has
possession of the Deed of Trust, in Missouri.  Mo. Law Case [Graham v Oliver 1982 Mo.
Appeals Court] "The assignment of the Deed of Trust does not transfer ownership of the
home loan".  

Federal case Law [Carpenter v Longan  US Sup Ct 1873 on appeal from the Colorado
Territories]  "The Promissory Note is essential. It is the evidence of the debt and the terms
of the debt.  The The mortgage is incidental.  The Note will never follow the mortgage.
The mortgage will always follow the Note."

There was no Assignment.  There was no foreclosure. There were no proceeds from the
foreclosure sale to be disbursed.  The foreclosure sale is void, void, and void. There is no
Promissory Note. There is only a copy and it has signature errors.  Please make sure that
you formalize that.

Please let the the Borrowers know if you plan to try to set this all up again.

I have not written this as an attorney.  I am not an attorney. I am a mortgage document
consultant. My credentials are the 30 years I have spent as a real estate broker/owner
and as a mortgage broker/owner.

At this moment the allege Borrowers have no attorney.  But, there is a growing list that
is available to them.

We have noticed that you have used derivatives of the name "Heartland" in foreclosures
in Dallas County and more often in Webster County.  The County officials in those two counties
will be notified of this practice. Others in the industry will be notified of your use of the dual
county foreclosure artifice or scheme.

Please notify the alleged Borrowers if you have questions.  As I have disclosed that I am not an
attorney. I have not contacted you as an attorney.  My interest is in the fraudulent use of loan
documents and relating the information to my clients.

_// Danny Hammond//___________________________
Danny Hammond
816 985 4950
info@blvdre.consulting



2 comments:

  1. You wrote:

    "B. The same goes for a blank endorsement on a Promissory Note. When it is time to use it to foreclose then the foreclosing party must endorse the Promissory Note in order to use it to collect. "

    What law requires a non-blank endorsement to enforce the note?

    ReplyDelete
  2. Hi Bob, I answered this on the first page, but I should do it here also.

    As to the laws concerning indorsements (UCC spelling) in blank you need to look no further than Article 3 of the Uniform Commercial Code "negotiable instruments" and especially Article 9 of the UCC "secured instruments. But, thanks for commenting. If you have relevant information on these subjects that I have missed, please comment again. Thanks Danny Hammond

    I have a question for you. Do you not see anything wrong with the successor trustee performing his foreclosure sale in the wrong county? Did you not see anything wrong with him recording the Appointment of Successor Trustee in the wrong county also? Have you worked with an appointed Successor Trustee or did your bias against the "deadbeat Borrowers" just come naturally.

    I am one of those deadbeat Borrowers and I would love to show you the endorsements on my Promissory Note. I owned the mortgage company which made the loan on my house. I had paid over $198,000 toward my house and I was not late when foreclosed. My Successor Trustee is South and Associates out of Overland Park Kansas. I will put the integrity of ever single Borrower that I have counseled up to that of the entire foreclosure mill law firm of South and Associates (name is changed now to Southlaw. Why do you think they changed it? Thanks for writing. Read more about the constitutional, irreducible, minimum requirements of Standing. You are seeing evil in the wrong actions. Danny Hammond

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