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MORTGAGE FRAUD WAS NOT ONLY NEVER FIXED, BUT IT WAS ALSO NEVER CHANGED AT ALL. FORECLOSING PARTIES ARE STILL ASSIGNING MORTGAGES AND DEEDS OF TRUST TO TRANSFER THE OWNERSHIP OF YOUR DEBT. THE SUPREME COURT MADE IT CLEAR THAT AN ASSIGNMENT OF A MORTGAGE HAS NO EFFECT... IN 1872!

Wednesday, January 1, 2020

From "The Pro Se Series" by Danny Hammond: DEREGULATION-THE PROBLEMS WITH OUR INABILITY TO STOP MORTGAGE FRAUD INVOLVES WRONGDOING BY MANY PEOPLE, BUT JUST FOUR WORDS DEFINE THIS PROBLEM CAUSING RUNAWAY FORECLOSURE FRAUD-

THERE IS A NEW SPIKE IN FORECLOSURES, BUT I DON'T THINK IT IS FROM A ROUND OF NEW FORECLOSURES.  I HAVE BEEN GETTING AN INCREASING NUMBER OF CONTACTS FROM BORROWERS LOOKING FOR HELP WHO HAVE EITHER BEEN IN COURT, STALLING WITH MOTIONS PRO SE, OR JUMPING INTO BANKRUPTCY OR ALL THREE SINCE THE 2010-2014 ERA.

I THINK THE VARIOUS BAD GUYS, WITH NO INTEREST IN THE LOAN ITSELF, ARE RUNNING OUT OF INVENTORY FOR HOUSES TO FORECLOSE ON AND THEN SELL TO THEMSELVES AT A 100% PROFIT. 
 
THEY ARE READY TO TAKE ON THE FEW BORROWERS THAT HAVE BEEN FIGHTING BACK.  THEY HAVE LEARNED BECAUSE OF THE FOUR FACTORS THAT ALLOW THEM TO WIN EVERY TIME WITH NO DANGER OF GETTING CAUGHT.  WHAT ARE THE FOUR FACTORS THAT HAVE BEEN LETTING THEM GET AWAY WITH HOME MURDER?

DEREGULATION- ACCOUNTABILITY - 

CONSEQUENCES & JUDGES


Deregulation of the Finance Industry

It's funny, I think about the issue very often, but I don't talk about the deregulation of banking being the hottest trigger of the three top reasons that you and I lost our homes.

The reason that I say it is funny because the reason that I don't talk about deregulation much is that no one much wants to hear about it.  However, I think it is the most wicked and flagrant method anyone could dream up for attaining the illegal theft of a house.

Non-judicial foreclosure has been ruled in 26 states to be constitutional, but judges decided this.  Thus began the problem of granting Imposters and Fictitious Payees that we mistakenly call banks the easily abused tool of deregulation of the entire finance industry allowing them to greedily enrich themselves and those they employee by using your money from your bank account to engage in risky lending and ventures that make them rich if they bet right and make you poor if they bet right or wrong.

Our entire world history is just a series of regulating those handling our money when times are bad and then deregulating the finance industry when times are good because since they are rich they know how to make everyone rich and we should free them up to do it well.  This happens over and over again.

Accountability of the Finance Industry:

Let's look at World War I, the Great War.  After the financial collapse of 1890 the finance industry had trouble getting its act together.  After the taxpayers financed the banking industry recovery things went nicely for a while and then old rivalries between autocratic rulers who really didn't know much about life or money began to squabble.  New weapons, new inventions, new mobility made all of the people of the world feel as if anything could be accomplished.  Governments accomplished the creation of the Great War, the war to end all wars.  The taxpayers paid for it.  The taxpayers also paid for the recovery from it.

After the recovery from World War, I, individuals (not government or bankers) invented more modern stuff people in America grew happier and richer and owned more stuff than they ever had.  They bought homes and cars and radios, and flew as paid customers on airplanes. up until 3 days before I was born and then they could buy televisions and such too.

As always, in these good times as the numbers of people that remembered The Great Great War grew smaller and smaller and the ever-expanding new people that did not experience the Great Great War began to finance their purchases and invest in stocks.  

Americans were now ready to make money, even when they were at work making money. People forgot about the Great War because millions of young men weren't being killed every year and they could fly commercially.

Even the bankers and the "Wall Street Scoundrels" were slowly replaced by the younger bankers and "Wall Street Scoundrels" who didn't remember the Great Depression either.  Their industry was learning all over again the advantages of using OPM (Other People's Money like Danny Devito's character defined it) and relentlessly continuing to try to move over and get next to the commercial banks "blind trusts" which is my name for checking and savings accounts.  

So, the United States government which is owned by the same taxpayers that keep paying off the losses by the expert bankers and rich people whom it seems we're not the smartest guys in the room, but they were persuasive.  Once again talked the government into deregulating the banks and let the stockbroker investment banks and the commercial bank merge, plot, scheme and make bad bets.  The US Finance and Investment industries broke millions of securities investors, except themselves for they did not bet their own money, and in the world in one day on 

October 24, 1929

Image result for what was the date of the 1929 stock market crash






DESPERATION DID NOT WAIT LONG









In a few short years as the economy heated up after World War I, there were several major policy decisions that concluded it was best not to regulate banks and stockbrokers because bankers and stockbrokers knew how to make the economy grow and because they were rich everyone believed they were smart and would help us all make money.  So, once again, many regulations were eliminated (deregulated) to let the banks and Wall Street work their magic.  Their magic brought on the Great Depression. 

Simply put, the government had let the finance industry regulate itself.

CONTINUE READING




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