MORTGAGE FRAUD WAS NOT ONLY NEVER FIXED, BUT IT WAS ALSO NEVER CHANGED AT ALL. FORECLOSING PARTIES ARE STILL ASSIGNING MORTGAGES AND DEEDS OF TRUST TO TRANSFER THE OWNERSHIP OF YOUR DEBT. THE SUPREME COURT MADE IT CLEAR THAT AN ASSIGNMENT OF A MORTGAGE HAS NO EFFECT... IN 1872!

Friday, January 3, 2020

DON'T MISS THIS OFFER !! DONATE ANY AMOUNT OF $25 OR MORE BELOW THROUGH CREDIT AND DEBIT CARD OR PAYPAL MEMBERSHIP

DON'T MISS THIS OFFER!



CONTRIBUTE $5 OR MORE ABOVE
ANY AMOUNT CAN HELP


If you are asking yourself, 






WITH CREDIT & DEBIT CARDS OR WITH  PAYPAL ACCOUNT


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If everyone that ever received help from this website would donate JUST whatever they can, then maybe, we can keep on helping those in need of protection from the United States Government and the US Court systems. 

Donate now AND RECEIVE 40 MINUTES OF REVIEW AND CONSULTATION ON YOUR FORECLOSURE DOCS WITH DANNY HAMMOND.  

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Whether foreclosure happened to you or someone you know I hope you are reading this and asking yourself "Why would I contribute this cause instead of something more important".  Because the reasons are as important as any issue anywhere.  That is a damned big statement.  But, I can back it up with information.  

1.  Polls show that most Americans are aware that the economy is supposed to be booming, but they do not agree that it is happening for them.  If it is true where is the inflation that economics tells us will always become a problem in a booming economy?  Inflation is stagnant.  Prices that should be going up are not rising.  We are supposed to have low employment but I see mostly under-employment.  Folks aren't making enough to get by.  They can't save any money.  48% of Americans don't have enough money to take care of a $400 emergency.  CONTINUE READING

Wednesday, January 1, 2020

PART 3: WHY DEREGULATION IS ONE OF THE TWO GREAT CAUSES OF 20 MILLION AMERICAN FAMILY HOMES BEING WRONGFULLY FORECLOSED ON SINCE 1999 AND WHY 10 MILLION RETIREES MAY NOT BE GETTING THE PENSIONS THAT THEY WERE PROMISED

“You’re in pretty good shape for the shape you are in. 
I have heard there are troubles of more than one kind. 
Some come from ahead and some come from behind
But I’ve brought a big bat. I’m all ready you see. 
Now my troubles are going to have troubles with me!” 

– Dr. Seuss



by Danny Hammond
So, the Glass-Steagall Act kept the Scoundrels of Wall Street from doing more damage.  The Savings & Loan Crisis had been a good test, the Scoundrels have done plenty of damage from time to time, but never more than America could withstand.  Many people hardly noticed the 1986-1994 Savings and Loan Crisis.  Most don't know that the Resolution Trust Corp. (RTC) put over 1,000 bankers mid-level and higher into jail by 1994.  Not one criminal Banker, Stockbroker, or government regulator has gone to jail starting in 1999 thru the present.  Nobody.

The economy recovered and even improved and began to perform well after the S&L Crisis, so, of course, it was soon time for our government, which by this time had basically been purchased by Wall Street was ready to begin listening once again to the whining about the need for deregulation of the finance industry.  No one remembered any of the former red flags of danger.


The first big trigger of a new and even bigger problem was the introduction of Windows 95.  This was the first time that we as a nation and as a world could send huge volumes of email....for free.  


This allowed the financial industry to send documents across the country at 186,000 miles per second.  It would carry these documents to faraway lands with copies of signatures on documents that needed real signatures to be legal.  Congress did see that this was bad.

Due to the profound negative effect that email was now seen capable of allowing if not regulated, in 1999 Congress passed the Uniform Electronic Transactions Act.  There has not been one legal home loan closed on from the 1999 passage of this act though last Friday three days ago at 3:47 pm.

This Act very specifically prohibited the use of a copy of the citizen's signature as if it was original.  This Act did allow for the person who had signed to sign a waiver of the Act and "allow" a copy of his or her signature to used as an original signature.  This was a very good idea.  In fact, if the financial industry had followed this rule in any way, I would not be writing this article and I would still be living my dream life instead of the nightmare life that I have been stuck in.  But, that would have been too much to hope for, wouldn't it?  Well, they didn't.                CONTINUE READING

 
by Danny Hammond  email:  info@blvdre.consulting



Part 2: WHY DEREGULATION IS ONE OF THE TWO GREAT CAUSES OF 20 MILLION AMERICAN FAMILY HOMES BEING WRONGFULLY FORECLOSED ON SINCE 1999 AND WHY 10 MILLION RETIREES MAY NOT BE GETTING THE PENSIONS THAT THEY WERE PROMISED

"In this life.  One thing counts. ................In the bank...Large amounts
I'm afraid these don't grow on trees...You've got to pick a pocket or two
You've got to pick a pocket or two...Boys!
You've got to pick a pocket or two.

Large amounts don't grow on trees.........You've got to pick a pocket or two


Why should we break our backs? ............Stupidly...... Paying tax?
Better get some untaxed income...............Better pick a pocket or two.
You've got to pick a pocket or two...Boys!
You've got to pick a pocket or two.
  
Why should we all break our backs?.........Ya better pick a pocket or two"

                        The song "Pick a Pocket or Two" from the musical "Oliver"


by Danny Hammond

We ended up yesterday with the smart guys of 1933 putting together a new set of financial regulations to replace the old deregulated financial regulations (Which I call the no rules and no referees rule) that had replaced some good regulations.  Yes, they all could sleep soundly now that the "Scoundrels of Wall Street" were playing the game with the new regulations (rules) which were being watched by new regulators (referees).

In fact, the simple but strict Glass Steagall Act of 1933 kept four generations of American families safe.  There were blowups along the way, but nothing like the financial firestorm of the 1929 Stock Market conflagration. For 66 years this Act stood steady as a rock.  The Act was always under attack by the believers in what we call "Supply-Side Economics" which the true believers (financiers and stockbrokers and rich people) explained over and over that would help all Americans have plenty of money.  Supply-Side Economics means that if you don't tax the rich they will have more money and if they have more money the rich will spend it on stuff.  

Since this stuff was made and sold by just plain old folks, then these plain old folks would make more money off of the taxes that weren't collected from the rich, than they would have made if they had gotten the tax breaks themselves.  Does this sound familiar? and profoundly stupid?

That is because it is stupid, (The United States has debunked this faux-economic theory FOUR TIMES or more including 1999) but many economists (rich economists that wanted tax breaks I bet) kept hammering and hammering away with these economic theories.  

The Good Ol' Glass-Steagall Act of 1933 just sat there watching the players and the regulators (referees) using the regulations (rules). Everything was working rather well.  (Oh No!) 
READ MORE                     

From "The Pro Se Series" by Danny Hammond: DEREGULATION-THE PROBLEMS WITH OUR INABILITY TO STOP MORTGAGE FRAUD INVOLVES WRONGDOING BY MANY PEOPLE, BUT JUST FOUR WORDS DEFINE THIS PROBLEM CAUSING RUNAWAY FORECLOSURE FRAUD-

THERE IS A NEW SPIKE IN FORECLOSURES, BUT I DON'T THINK IT IS FROM A ROUND OF NEW FORECLOSURES.  I HAVE BEEN GETTING AN INCREASING NUMBER OF CONTACTS FROM BORROWERS LOOKING FOR HELP WHO HAVE EITHER BEEN IN COURT, STALLING WITH MOTIONS PRO SE, OR JUMPING INTO BANKRUPTCY OR ALL THREE SINCE THE 2010-2014 ERA.

I THINK THE VARIOUS BAD GUYS, WITH NO INTEREST IN THE LOAN ITSELF, ARE RUNNING OUT OF INVENTORY FOR HOUSES TO FORECLOSE ON AND THEN SELL TO THEMSELVES AT A 100% PROFIT. 
 
THEY ARE READY TO TAKE ON THE FEW BORROWERS THAT HAVE BEEN FIGHTING BACK.  THEY HAVE LEARNED BECAUSE OF THE FOUR FACTORS THAT ALLOW THEM TO WIN EVERY TIME WITH NO DANGER OF GETTING CAUGHT.  WHAT ARE THE FOUR FACTORS THAT HAVE BEEN LETTING THEM GET AWAY WITH HOME MURDER?

DEREGULATION- ACCOUNTABILITY - 

CONSEQUENCES & JUDGES


Deregulation of the Finance Industry

It's funny, I think about the issue very often, but I don't talk about the deregulation of banking being the hottest trigger of the three top reasons that you and I lost our homes.

The reason that I say it is funny because the reason that I don't talk about deregulation much is that no one much wants to hear about it.  However, I think it is the most wicked and flagrant method anyone could dream up for attaining the illegal theft of a house.

Non-judicial foreclosure has been ruled in 26 states to be constitutional, but judges decided this.  Thus began the problem of granting Imposters and Fictitious Payees that we mistakenly call banks the easily abused tool of deregulation of the entire finance industry allowing them to greedily enrich themselves and those they employee by using your money from your bank account to engage in risky lending and ventures that make them rich if they bet right and make you poor if they bet right or wrong.

Our entire world history is just a series of regulating those handling our money when times are bad and then deregulating the finance industry when times are good because since they are rich they know how to make everyone rich and we should free them up to do it well.  This happens over and over again.

Accountability of the Finance Industry:

Let's look at World War I, the Great War.  After the financial collapse of 1890 the finance industry had trouble getting its act together.  After the taxpayers financed the banking industry recovery things went nicely for a while and then old rivalries between autocratic rulers who really didn't know much about life or money began to squabble.  New weapons, new inventions, new mobility made all of the people of the world feel as if anything could be accomplished.  Governments accomplished the creation of the Great War, the war to end all wars.  The taxpayers paid for it.  The taxpayers also paid for the recovery from it.

After the recovery from World War, I, individuals (not government or bankers) invented more modern stuff people in America grew happier and richer and owned more stuff than they ever had.  They bought homes and cars and radios, and flew as paid customers on airplanes. up until 3 days before I was born and then they could buy televisions and such too.

As always, in these good times as the numbers of people that remembered The Great Great War grew smaller and smaller and the ever-expanding new people that did not experience the Great Great War began to finance their purchases and invest in stocks.  

Americans were now ready to make money, even when they were at work making money. People forgot about the Great War because millions of young men weren't being killed every year and they could fly commercially.

Even the bankers and the "Wall Street Scoundrels" were slowly replaced by the younger bankers and "Wall Street Scoundrels" who didn't remember the Great Depression either.  Their industry was learning all over again the advantages of using OPM (Other People's Money like Danny Devito's character defined it) and relentlessly continuing to try to move over and get next to the commercial banks "blind trusts" which is my name for checking and savings accounts.  

So, the United States government which is owned by the same taxpayers that keep paying off the losses by the expert bankers and rich people whom it seems we're not the smartest guys in the room, but they were persuasive.  Once again talked the government into deregulating the banks and let the stockbroker investment banks and the commercial bank merge, plot, scheme and make bad bets.  The US Finance and Investment industries broke millions of securities investors, except themselves for they did not bet their own money, and in the world in one day on 

October 24, 1929

Image result for what was the date of the 1929 stock market crash






DESPERATION DID NOT WAIT LONG









In a few short years as the economy heated up after World War I, there were several major policy decisions that concluded it was best not to regulate banks and stockbrokers because bankers and stockbrokers knew how to make the economy grow and because they were rich everyone believed they were smart and would help us all make money.  So, once again, many regulations were eliminated (deregulated) to let the banks and Wall Street work their magic.  Their magic brought on the Great Depression. 

Simply put, the government had let the finance industry regulate itself.

CONTINUE READING




PART 1: WHY DEREGULATION IS ONE OF THE TWO GREAT CAUSES OF 20 MILLION AMERICAN FAMILY HOMES BEING WRONGFULLY FORECLOSED ON SINCE 1999 AND WHY 10 MILLION RETIREES MAY NOT BE GETTING THE PENSIONS THAT THEY WERE PROMISED

“You can accomplish more with a smile, a handshake, and a gun than you do with just a smile and a handshake.   I’m a kind person, I’m kind to everyone, but if you are unkind to me, then kindness is not what you’ll remember me for.

Capitalism is the legitimate racket of the ruling class.   A crook is a crook, and there's something healthy about his frankness in the matter.  But any guy who pretends he is enforcing the law and steals on his authority is a swell snake. The worst type of these punks is the big politician."


Quotes from Al Capone (spun together into a light narrative by Danny Hammond)




by Danny Hammond

It's funny, I think about but I don't talk about the deregulation of banking being the hottest trigger of the three top reasons that you and I lost our homes.  I wasn't behind on my payments at the time of my Missouri style non-judicial foreclosure and I can guess what happened to the caller within 3 minutes of when I get a call from someone who was done wrong and contacted me from this website.  I have heard from hundreds, but each of them was facing it for the first time.

The reason that I say it is funny because the reason that I don't talk about deregulation much is that no one much wants to hear about it.  However, I think it is the most wicked and flagrant method anyone could dream up for attaining the illegal theft of a house.

Non-judicial foreclosure has been ruled in 26 states to be constitutional, but judges decided this.  Thus began the problem of granting Imposters and Fictitious Payees that we mistakenly call banks the easily abused tool of enriching themselves and those they employee by using your money from your bank account to engage in risky lending and ventures that make them rich if they bet right and make you poor if they bet wrong.

In fact, after the historic Wall Street collapse of 1929, some really smart guys got together (I know who most of them were, but I'm going to leave them out of this short narrative because I cannot spell or pronounce all of the names) and they worked very hard to figure out what went wrong and they did find out what went wrong.  What they found out, coincidently is exactly the same things that created the later crash of 2007 thru, well now.      READ MORE


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