MORTGAGE FRAUD WAS NOT ONLY NEVER FIXED, BUT IT WAS ALSO NEVER CHANGED AT ALL. FORECLOSING PARTIES ARE STILL ASSIGNING MORTGAGES AND DEEDS OF TRUST TO TRANSFER THE OWNERSHIP OF YOUR DEBT. THE SUPREME COURT MADE IT CLEAR THAT AN ASSIGNMENT OF A MORTGAGE HAS NO EFFECT... IN 1872!

Saturday, December 19, 2020

IT IS ALWAYS THE INNOCENTS. THEY ARE JUST FAMILIES WHO BELIEVE IN THEIR COUNTRY AND ITS SYSTEM OF JUSTICE. I'M SICK OF IT. THE CRIME IS ALWAYS DONE THE SAME STUPID LITTLE WAY. THE DEVIL IS IN THE DETAIL

Each Case Looks Different.  Each Borrower Thinks That His or Her Case Has Special Details of Fraud or Criminal Behavior.  Their Cases Are Not Different. Your Case Is Not Different.

So, Listen Up Kiddos.  Here Are The Details That The Devil Is In (Learn it, Love it, Live it)

"A settled plan to deprive the people of the benefits, blessings, and ends of the contract, to subvert the fundamentals of the constitution, to deprive them of all share in making and executing laws, will justify a revolution.'''  
                                        John  Adams, Novanglus Papers, 1774

When I get a call from a Borrower wanting to talk over their foreclosure situation I always show them that they have nothing new, by showing them a magic trick.  I tell them that I need two pieces of their records to put their case into a timeline.  (See my article "It is a Straight Line" Everything is a Straight Line").

There are basically two sets of records in every case that exist and that have been based on the same set of fraudulent information since 1999.  It never changes.  There is no good reason to think about it.  It makes no difference if your state is a judicial foreclosure state or a non-judicial foreclosure state.  It doesn't matter if there is a server named Ocwen, Greentree, SPS, or the newly discovered Planet Mortgage.  (The real name of a new mtg broker.)

The two sets of records are:

1.) The court docket is the listed items that have been "filed" into your case in the order and the date that they were recorded.  This begins with a lawsuit (sometimes called a Complaint or Petition) and runs until there is an order or ruling which ("appears") to end the case.  In a case filed before 1999, this filed order probably did end the case.  That is not true, but we will get to that.

The docket includes everything that makes any difference which was filed by you, the foreclosing party, and the court.

2.)  All of the instruments, documents, liens, and other "things" that have been recorded by the recorder's office in your county on or against or for the legal description in your case.  If your case is a Federal Court the filed docket is there and the recorded "things of all kinds" affecting the legal description of your property are still at your county recorder's office.

First I will go in the loose order of what I expect I am going to see in every case.

CONTINUE READING


Get a Review of Your Foreclosure Case


Wednesday, December 2, 2020

WE HAVE FINALLY SIMPLIFIED THE DEMAND FOR DISMISSAL AND THE FOLLOW-UP LAWSUIT AGAINST THE FORECLOSURE JUDGE FOR DEPRIVATION OF CIVIL RIGHTS AS WELL AS OTHER COUNTS INCLUDING MESNE DAMAGES

 This article has been rewritten in its entirety on 12-02-2020
"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

Groucho Marx


ARE YOU MENTALLY READY TO GO AFTER YOUR JUDGE FOR STEALING YOUR HOME?

ARE YOU FINANCIALLY READY TO GO AFTER YOUR HOME AND BRING IT BACK WITH YOU?

     MAYBE YOU ARE ONE OF THE 5 OF US GOING AFTER JUDGES RIGHT NOW.  

 READ THIS ARTICLE NOW!

BROKEN JUSTICE - IT IS OUR CIVIC DUTY TO RESCUE IT

            BROKEN JUSTICE - OUR CIVIC DUTY TO FIX IT

                                  If you are interested fill out the form by clicking this line



by Danny Hammond

THIS MOTION WE ARE ABOUT TO FILE WILL BE  DIRECTED AT THE JUDGE AND NO OTHER PARTY.

IT IS A RULE 12 (b)(1) MOTION AND AS WRITTEN NOW HAS SOME QUALITIES OF A TEMPLATE IN ITS UNIFORM ARRANGEMENT AND BECAUSE MORE THAN 60% OF THE CONTENT APPLIES TO EVERY POSSIBLE CASE,

THIS CAN CUT DOWN ON THE TIME TO CREATE THE FIRST AND POSSIBLY THE ONLY TWO FILINGS FOR WINNING YOUR LAWSUIT AGAINST THE CITIZEN THAT YOU THOUGHT WAS YOUR JUDGE.

THE STRATEGIES ARE NOW NEARLY THE SAME FOR OVERTURNING A LAWSUIT THAT ALREADY HAS AN ALLEGED JUDGMENT AGAINST YOU AND YOUR HOME.  THAT JUDGMENT AGAINST YOU WAS "VOID AB INITIO", WHICH MEANS THE VERY MOMENT THE JUDGE WROTE IT.  AT THAT MOMENT, YOUR JUDGE COMMITTED THE MOST EGREGIOUS CRIME THAT A JUDGE CAN COMMIT.

Was Your House Stolen By Some Greedy Bastards Who Took You To Court So That They Could Steal Your Home And Sell It Just Because They Needed A Bigger Boat?

Are You As Mad As Hell And You Don't Want To Take It Any More?  Join the revolution.

If you are interested in joining in as one of five replacement Borrower clients, then:

We need money to create each of the five filings 1 & 2 into a court.  So each of these five must be able to pay on time and have an organized file of both the trial documents (if any).

and,

This Borrower client must also have an organized file of the recorded documents against or for the legal description of your property.

We had already started on creating all five lawsuits (Petition, Complaint, or whatever your local courts call a lawsuit), at the same time.  One of mine and the four clients we are looking for. 

We will file all five by December 15th.  Unless someone in the judiciary or our government commits a crime this strategy will not take more than three months and more probably two months.

We are filing all five of the first Motions that are creating a constitutional question to force the judge to perform all duties that the Constitution directs him to and to do it without violating the oath he took when he got the job. 

CONTINUE READING                                                  Get Help With Your Case

Friday, November 20, 2020

SOMETHING WICKED THIS WAY COMES, WALL STREET IS UP TO SOMETHING CONCERNING OUR HOMES AND I DON'T THINK WE ARE GOING TO LIKE IT: MORTGAGE FRAUD

"I've got to keep in some sort of touch with all the loose ends of this dizzy affair if I'm ever gonna make heads or tails of it."
                                                       Sam Spade



by Danny Hammond

Yes! Something is up in Wall Street Land.  I, and dozens of Mortgage Fraud experts have been expecting a very large spike in foreclosures.  There are a lot of judicial and non-judicial foreclosures going on as I speak.  I haven't tried to confirm if they are mostly non-conforming loans which doesn't mean that the people have a bad loan.  Non-Conforming Loans simply don't conform to Fannie Mae and Freddie Mac's rules and conditions.  My requests for help from Borrowers are much higher than I have had at any time.   And this is really my point.  We seem to have as many as four vaccines that have completed testing and are ready for approval.  By the end of December mass vaccinations will begin and all hell is going to break loose when all of the frozen foreclosures thaw out at the same time.   If you are one of the millions who have been waiting and hoping for the miracle that government will continue the freeze don't wait any longer.  It is the government's entities that have been held up and nothing is going to stop the tsunami of foreclosures that will follow when they are cut loose.

(Here I think that some confusing terms need clarification.  This is true for home loans in general, the confusing terms come from the old common law which was in place for hundreds of years before being clarified in the Uniform Commercial Code.  For this article let's go through the synonyms that sound different but are actually interchangeable.

[The Borrower is the]                                  [The Lender, Foreclosing Party, Servicer, ]

Mortgagor                                                    Mortgagee
Obligor                                                        Obligee
Issuer                                                           Issuee
Grantor                                                       Grantee

The differences here are minor, but all of them mean it was the Borrower that created the flow of funds to the home loan by signing the original Promissory Note and the collateral instrument (mortgage or Deed of Trust) over to the actual Lender or Holder in Due Course using his or her signature.

FHA, Hud, FHFA, FNMA, and Freddie are all unable to have their servicers or correspondents foreclose on government conforming loans which are the vast majority of loans due to a government moratorium on foreclosures due to the Covid-19 pandemic.  This brings up a lot of bad things for a lot of American citizens.  You are in foreclosure due to fraud that the government could easily fix by making all judges run their courts as directed by Article III of the constitution.  So, the government puts no one in jail and our courts give our homes to funny-sounding parties, such as one I saw today "PLANET MORTGAGE" which has no right to foreclose.  I have never seen a foreclosing party in any state even try to meet the Constitutional, Irreducible, Minimum Requirements of Article III STANDING.

CONTINUE READING                                                        Get Help With Your Case

Tuesday, November 3, 2020

From "The Pro Se Series by Danny Hammond: THE IMPORTANCE OF CHALLENGING THE CONSTITUTIONAL STANDING TO FORECLOSE CONCERNING YOUR FRAUDULENT LENDER AND THE "SUBJECT MATTER JURISDICTION" OF THE COURT. THIS IS EXACTLY THE SAME IN BOTH JUDICIAL AND NON-JUDICIAL FORECLOSURES AND STATE AND FEDERAL COURTS

“Until you guys own your own souls you don't own mine. Until you guys can be trusted every time and always, in all times and conditions, to seek the truth out and find it and let the chips fall where they may—until that time comes, I have the right to listen to my conscience and protect my client the best way I can. Until I'm sure you won't do him more harm than you'll do the truth good. Or until I'm hauled before somebody that can make me talk."      Raymond Chandler "High Window"


IF YOU ONLY RETAIN THREE WORDS FROM THIS POST YOU WILL NOT HAVE WASTED YOUR TIME.


THE WORDS ARE:  "INJURY IN FACT"


Article III of the Constitution of the United States as defined by the U.S. Supreme Court has long ago established a constitutional, irreducible, minimum set of requirements for a party in a genuine dispute to establish that it has the Standing to redress a claimed "Injury In Fact" before it can bring a dispute before any court.

Without the existence of Standing all courts in the land must acknowledge that the court has no subject matter jurisdiction to hear any merits of a case and that it has no choice whatsoever but to dismiss the subject action.

In Borrower's cases, this subject action is the claim that the foreclosing party is the party in interest that has the "right" to foreclose on a Borrower's property and that it is claiming and proving that it has been injured by the Borrower enabling its right to foreclose.
The three requirements to prove Standing in a case involving Judicial Foreclosure state foreclosure actions in which the foreclosing party is the Plaintiff and the Borrower is the defendant.

1.  The foreclosing party is the Plaintiff and it must claim and prove in its lawsuit against the Borrower, who is the defendant, that it has sustained an "Injury in Fact" due to the actions of the Borrower and that it is demonstrating that its evidence is "concrete and particularized".

The Borrower Defendant's "only burden" is that he must deny ever having been in default with this Plaintiff in this case.  This will be true in nearly every case.

2.  This injury must be have been proven by the foreclosing party with "concrete and particularized" evidence to be fairly traceable to the foreclosed party with concrete and particularized evidence.   

The Defendant Borrower is trying to void and set aside the foreclosure sale that the foreclosing party claims were legal and that it has already happened properly although it has never yet been presented in any court.

 I do not use the words lender or bank because I have never seen any party in a foreclosure trial ever even try to prove a Lender's status.  So, whenever reading my writings you will see me use the term "foreclosing party" instead of giving this entity any higher status before the judge.

Your foreclosing party has only one possible injury it can claim.  That the foreclosing party used its’ own money to fund the closing of the loan, or used its’ own money to purchase the alleged subject Promissory Note and did not get paid back you, the mortgagor.

 I have never seen the foreclosing party ever claim or state that it had suffered an “Injury in Fact”, nor ever described one.

CONTINUE READING  VERY IMPORTANT ARTICLE


WOULD YOU LIKE A FREE ASSESSMENT OF YOUR FORECLOSURE CASE? 

Monday, November 2, 2020

THE CONSTITUTIONAL, IRREDUCIBLE, MINIMUM, REQUIREMENTS FOR ARTICLE III STANDING AS DEFINED BY THE UNITED STATES SUPREME COURT- From "The Pro Se Series" by Danny Hammond: MORTGAGE FRAUD PRO SE PRIMER 101 #4:

“All power is originally vested in, and consequently derived from, the people.”

The United States Constitution


by Danny Hammond

The judge promised when he took the job that he, or she, would enforce and protect the laws that come from the constitution and that they would defend the court ferociously from losing the public trust in the integrity of the court.

Maybe that was too much to ask from some pompous asses. Why did we all expect more of judges and 
attorneys anyway? If I am any part of the public, then I can tell you for sure, the courts have already lost some of MY public trust.

It is difficult for me to pull Borrowers back from their searches for Promissory Notes, and the Assignments of Mortgage, MERS, PSA, etc., etc., thinking like Dick Tracy and Perry Mason, as well as Captain Kirk looking for a way to "prove" that the party trying to foreclose on them does not have the authority, or, STANDING, to do so.

But, if what I say is true and the judges are letting the attorneys run amuck like the 2nd graders in my description, who can blame the attorneys for running amuck. "Amuck" is quickly becoming synonymous with the "actions of the courts". To me.

If you had seen judges simply ignore proof when it is presented as much as I have, then what I am now really trying to say is that this whole thing is only about Standing and nothing else. The initial burden of determining if the foreclosing party is a party with Standing is the review of the concrete and particularized evidence and the review of that evidence of the burden of proof is on the judge, NOT ON THE BORROWER. 


Saturday, October 31, 2020

THE USE OF THE CONSTITUTION vs TRYING OVER AND OVER TO FIND A WAY TO CONVINCE A JUDGE HE DOESN'T KNOW HIS ASS FROM A HOLE IN THE GROUND AS HE VIOLATES HIS CONSTITUTIONAL OATH OVER AND OVER IN FORECLOSURE FRAUD CASES

VIDEO: THE THREE SIMPLE WORDS THAT ARE NEEDED TO WIN MORTGAGE FRAUD FORECLOSURE CASES!

"INJURY IN FACT"

THE FORECLOSURE SOLUTIONS GROUP: CIVIL RIGHTS SERIES

 If you fall during your life, it doesn't matter. You're never a failure as long as you try to get up. 
                                                                                                                          Evel Knievel



by Danny Hammond

Tuesday, October 6, 2020

MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

“I decided I could lose nothing by the soft approach. If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

Phillip Marlowe character from Raymond Chandler's – The Lady In The Lake 


                                         
by Danny Hammond
I have read and I still read many messages from Borrowers who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into several Facebook Groups that exist for their members to collaborate and share their own searches on the internet and strategies that they have heard about or read about.  There are some issues with this that are causing them to get overwhelmed and stuck.  I know a lot about this.  

Not because I am so smart, but because I have gotten overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records recorded against the property that houses sit on starting at 12 years old with my Dad.  Most people never really deal with it more than once or twice in their lives.


Everything in life has a straight line.  A beginning and the middle and the end.  They never change positions.  In real estate, the straight line is usually more obvious than say a drive across the country.

Borrowers are missing this because judges of courts involving disputes in foreclosure cases are not making the Foreclosing Parties detail the straight line in which the Foreclosing Party came to have an interest in ownership of the debt that was created when a Borrower received a loan from an alleged lender to purchase a house.  These judges have constitutional directives to start a case by reading what the Foreclosing Party details about the transactions it was involved in to legally loan the money or to purchase the loan.
CONTINUE READING

Sunday, October 4, 2020

WHAT IF YOUR WRONGFUL FORECLOSURE WAS ALREADY VOID, BUT YOU WERE UNAWARE OF IT?

If you don't stick to your values when they're being tested, they're not values: they're hobbies.
                 Jon Stewart



by Danny Hammond of the 3/4 court press
email: info.mtgfrd@gmail.com
I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.

But, I can imagine. I can remember. Trying to figure out the courts shouldn't be that hard, should it? The court seems crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy. This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys so too... so they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this:

CONTINUE READING


Wednesday, September 23, 2020

YOU WORKED HARD TO SAVE YOUR HOME FROM FORECLOSURE AND STILL LOST IT OR ARE LOSING IT. WERE YOU DOOMED BY MORTGAGE FRAUD BEFORE YOU EVEN STARTED?.... YEP. I RECKON SO.

BUT, USING YOUR RIGHTS IN THE CONSTITUTION, YOU CAN STILL GET IT BACK! 

Fairy tales are more than true: not because they tell us that dragons exist, but because they tell us that dragons can be beaten.-  

                                                                   G.K. Chesterton

After seven years of doing nothing else, but studying and researching mortgage fraud, I have finally figured out how to tell you how the whole deal worked.

 I have had a dozen epiphanies along the way.  Each time I believed that I had finally discovered the formula of winning cases that should have been winners.

But, in actuality, I had found something very important, but there was another layer just behind it.  Like the way actors describe an onion and how you peel away one layer just to find another under it over and over.

Recently, I got my head around two rather significant issues.    CONTINUE READING

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Thursday, August 27, 2020

FRAUDULENT FORECLOSURE & DANNY HAMMOND'S MIKE SINGLETARY OFFENSE FOR BORROWERS FACING MORTGAGE FRAUD

“There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi

Reposted because it is the 3rd most popular article out of 167 articles still posted

by Danny Hammond


The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without brutal and decisive action.





Tuesday, August 25, 2020

THE BORROWER CAN CHALLENGE ASSIGNMENTS PURSUANT TO THE RULINGS ON "SLORP" UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.


ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!


They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)



      by Danny Hammond




The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved in any real purchase of your debt.  When it did not, that's Fraud.  No matter what claims your foreclosing party makes if there is fraud present it changes the rules.  It is impossible to commit a legal act using fraudulent means or tactics.

So, this argument that the Borrower is a 3rd party to the sale of the loan and cannot challenge its validity is nonsense.  There are two reasons why I have never seen a good foreclosure (a legal one).

I really gained an understanding of how Borrowers were being railroaded and how real property laws were being broken many times every day by judges when I first read the case known as "Slorp". The attorneys we see as our adversaries could not operate as they do without the judge's inactions.  Like little kids, who without supervision, the attorneys will run amuck.  A judge is constitutionally bound to be this supervision.  It is the judge who is your adversary.  Continue reading this post and I have included the full case of Rick Slorp v Bank of America et. al.  This may be the best information you will ever read concerning your own case.

Monday, August 24, 2020

From "The Pro Se Series" by Danny Hammond: LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:

THERE IS NO SUCH THING AS THE:

 "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY
20 MILLION TIMES IN 15 YEARS



Heirs of a cold war,  that's what we've become
Inheriting troubles,  I'm mentally numb
Crazy, I just cannot bear,  That I'm living with something that just isn't fair
Mental wounds not healing.....Who and what's to blame
I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train
                                                                                                                      Ozzy Osborne


The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.


by Danny Hammond


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  


IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  


A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  


Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?


CARPENTER V LONGAN (SUPREME COURT 1872)  
THE ENTIRE RULING IS NEXT
CONTINUE READING

MORE POSTS FROM THE FORECLOSURE SOLUTIONS GROUP & DANNY HAMMOND

















FRAUDULENT FORECLOSURE SALE WITH NO DETAILED ACCOUNTING OF THE DISBURSEMENT OF THE PROCEEDS FROM THE SALE

CONTRARY TO POPULAR BELIEF THE FOLLOWING CALCULATION IS RIDICULOUS MYTH AND LEGEND  “BAD MORTGAGE LOAN” =  “BAD MORTGAGE BORROWER”

MORTGAGE FRAUD: THERE IS NO MAGIC BULLET, TRICKY ANGLE, NOR AN "AHA!" MOMENT. THE REMEDY WAS EMBEDDED IN THE CONSTITUTION BY THE BRILLIANT ANCIENTS

WHAT IF YOUR WRONGFUL FORECLOSURE WAS ALREADY VOID, BUT YOU WERE UNAWARE OF IT?

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM

SUBJECT: MORTGAGE FRAUD--I SAY THAT YOU SHOULD SUE YOUR JUDGE, BUT UNLESS I DO IT MYSELF ISN'T THAT ADVICE A LITTLE LAME.?



YOU HAVEN'T THOUGHT ABOUT THE MORTGAGE CRISIS FOR A LONG TIME.  DID YOU THINK IT WAS OVER?  THOUSANDS OF PENSION FUNDS BOUGHT THE WALL STREET MORTGAGE-BACKED SECURITIES BONDS CALLED TOXIC BY FEDERAL RESERVE WHICH BOUGHT THEM BACK AT PAR WITH THE MONEY THEY PRINTED











 MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LETS NO ONE WIN, WITHOUT ANYONE REALIZING IT





SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY? NONE OF THEM!