MORTGAGE FRAUD WAS NOT ONLY NEVER FIXED, BUT IT WAS ALSO NEVER CHANGED AT ALL. FORECLOSING PARTIES ARE STILL ASSIGNING MORTGAGES AND DEEDS OF TRUST TO TRANSFER THE OWNERSHIP OF YOUR DEBT. THE SUPREME COURT MADE IT CLEAR THAT AN ASSIGNMENT OF A MORTGAGE HAS NO EFFECT... IN 1872!

Saturday, September 21, 2019

DID YOU LOSE YOUR HOME TO GMAC MORTGAGE, LLC THROUGH FORECLOSURE? WHEN IT HAPPENED, MORTGAGE FRAUD WAS MOST CERTAINLY INVOLVED. DID YOU GET LETTERS FROM ATTORNEYS ABOUT GMAC'S BANKRUPTCY CASE? DID THEY NOTIFY YOU THAT GMAC MORTGAGE, LLC HAS NOT EXISTED SINCE DEC. 2013?

"I went to a bookstore and asked the saleswoman, 'Where's the self-help section?' She said if she told me, it would defeat the purpose."
                                                George Carlin

by Danny Hammond
email:  consumerfinanceprotection.org@gmail.com

My personal, Illegal Foreclosing Party, & Fictitious Payee has always as always been very murky, but I am finding that this ResCap -GMAC Mortgage, LLC (and many more similar names) may be the biggest Foreclosure Fraud, Ponzi Scheme, and also Bankruptcy Fraud of all time.  I am trying to put this together for my readers but it may take a day or so to get it into a format that is easy to understand.
 CONTINUE READING

To add to the confusion and suspicion read the two depositions below in which GMAC Mortgage, LLC employee and notorious Robo-Signer Jeffrey Stephan confesses that he and a team of ten people forged Promissory Notes and Assignments of mortgages and deeds of trust totaling ten thousand fraudulent foreclosure documents per month for more than ten years.


SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY FOR FIGHTING FORECLOSURE FRAUD? NEITHER OF THEM!

"Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat."  -Tzun Tzu 4000 BC give or take

by Danny Hammond
How Do These Servicers Keep Getting These
Wonderful Hands?











THE NUMBER ONE  (#1)  QUESTION I AM ASKED BY DISTRESSED BORROWERS WHEN I TALK TO THEM FOR THE FIRST TIME IS: 

WHICH IS THE BEST WAY FOR ME
TO DO THIS? 


(A) A SHORT SALE;  

(B) A DEED IN LIEU OF FORECLOSURE; OR 

(C) JUST LET THEM FORECLOSE? 


Well, I am compelled to answer that question with (D) None of the Above". I think the best strategy is to stand and fight for your home. You should DISPUTE the STANDING, or more simply the legal right of your foreclosing party to:

(1) collect any money from you  
(2) Declare that you are in default on your loan which they do not own and  (3) Foreclose on you.



That is the defense given to you by the founding fathers of our country.

Tuesday, September 10, 2019

A COURT'S VERY SIMPLE EXAMPLE OF A VIOLATION OF THE FAIR DEBT COLLECTION PRACTICES ACT

by Danny Hammond

FDCPA  Case Law Citation



As many of my growing group of followers know, we are using the FDCPA in our lawsuits against
Mortgage Fraud.  This means that you have to really research case law citations to back up your
claims. Today I found a true gem of a ruling against the Debt Collector.  

Please  See Below.

McNall v. Credit Bureau, 2008 WL 1881796 (D. Or. Apr. 18, 2008)

["Consumers stated a claim for relief for defendant’s’ violation of § 1692d when their agents, while
attempting to serve process, stood at the entrance of the consumers’  home and “in a very loud voice
repeatedly yelled the plaintiff’s name…’ come out of your house.’ ’I have legal papers for you, ’you
need to come out and get these legal papers now,’ ‘you need to get your ass out here and open your
your gate now, ‘ ‘ I’m not leaving until you come out and open this gate.’”]

I have nothing to add, except that I intend to use this extensively because it is funny.



Friday, September 6, 2019

HERE WE GO. ANOTHER ROUND OF MADE UP NAMES OF SERVICERS TO HIDE THE OLD SERVICERS

LAKEVIEW MORTGAGE SERVICING,

MIDLAND STATES BANK SERVICING,

LOAN-CARE HOME LOAN SERVICING,

OR SOMETHING CLOSE TO THESE NAMES


Fairy tales are more than true: not because they tell us that dragons exist, but because they tell us that dragons can be beaten.-  G.K. Chesterton

by Danny Hammond

I have seen hundreds of fake names.  The legal terms from the Uniform Commercial Code for an entity that is claiming to have an interest in the Home Loan (Promissory Note etc.) are "IMPOSTER" and "FICTITIOUS PAYEES".  In contract law they would be known as a "3rd party without interest", or a "Stranger to the Contract".

Why do I say that?  Do I know for sure?  How can I tell?

After nine years of trying to figure out why my clients and myself neither could not be beaten nor could we win conclusively. I have turned away from trying to find more and more evidence of why these Imposters could not own my loan.  I have concluded that the courts are running foreclosure cases backwards and contrary to the civil rights of due process granted to each of us in the US Constitution.

Borrowers never constitutionally had the burden of proof of proving that a Fictitious Payee had no right to collect money from them.  That burden is first on the foreclosing party and then heavily on the judge of the court to determine if the foreclosing party has proven that it has the standing to even bring a suit against you in court.

CONTINUE READING  


You are reading this article on the Foreclosure Solutions Group website. Go to the website CLICK THIS LINE

Wednesday, September 4, 2019

THE ANATOMY OF AN ILLEGAL FORECLOSURE CRIME: BRAZEN FORECLOSURE TRUSTEE "MARINOSCI LAW GROUP" RUNNING AMUCK IN MISSOURI!

 A NEW MORTGAGE FRAUD TACTIC TO FRAUDULENTLY FORECLOSE BY 

A NEW FORECLOSURE MILL LAW FIRM OPERATING IN 11 STATES USING


IMPOSTERS AND FICTITIOUS PAYEES AS THE FORECLOSING PARTIES


“I am concerned for the security of our great Nation; not so much because of any threat from without, but because of the insidious forces working from within.”
                                                                                                General Douglas MacArthur

MARINOSCI LAW GROUP RUNNING AMUCK IN DALLAS COUNTY MISSOURI!

Of course a bank that does not exist could not fund a loan and it could not be on the Promissory Note and the collateral agreement, the Deed of Trust.   So, let's have a look at the Promissory Note first.

The very first disturbing problem with this Promissory Note is the fact that the named Lender is partially named on page one.  But, there is no Borrower(s) named. This tells me that whoever constructed this Note knows that most Borrowers are not familiar enough with the documents involved in a home loan and will sign whatever is put in front of them.  

Below is a copy of page one of the alleged Promissory Note that is the evidence of the debt that The Marinosci Law Group is alleging that someone somewhere owes some money to Heartland Bank and that this law group has the right to collect some money from this someone.

This is not because they are naive,  We were all brought up to think that you can trust a bank and an attorney.  That is a funny notion today.  

Today, a Note has ten times as many lines for Borrowers to sign as there were on a typical note in 1999.  So where is the lender finally mentioned in this copy of an alleged Note? Click Continue Reading after the image of page one below to find out.  If you are a little fuzzy on Chain of Title, this is a must read.

HEARTLAND BANK PROMISSORY NOTE PG 1




Monday, September 2, 2019

AT LEAST 11,494 HOME LOAN FORECLOSURE TRUSTEES WERE FIRED BETWEEN 2012-2016 WITHOUT RECEIVING NOTICE. TEN (10) "SUCCESSOR TRUSTEES" REPLACED ALL OF THEM. WHY? THOSE TEN WERE NOT AFRAID TO LIE! IT GETS WORSE



IN THE CRIMINAL 26 STATES THAT ALLOW FOR, BUT DO NOT REGULATE
NON-JUDICIAL FORECLOSURE

THERE ARE MULTIPLE  DIRTY PLAYERS REQUIRED BY THE IMPOSTERS AND FICTITIOUS PAYEES THAT ARE FRAUDULENTLY FORECLOSING ON FAMILIES CONTRARY TO DUE PROCESS

BUT THEY MUST BE CRIMINAL PLAYERS

AND THE MOST IMPORTANT IS THE 

SUCCESSOR FORECLOSURE TRUSTEE



"WHERE ARE THE STRONG ?"

"WHERE ARE THE TRUSTED?"   ELVIS COSTELLO
                    
This article is dedicated to the six foreclosure mill law firms that were "appointed" to be Substitute Trustees" by fictitious Lenders to fraudulently foreclose on thousands of families in Jackson County Missouri alone each year creating displaced refugee families at numbers rivaling refugee problems anywhere in the world.  
          
Jackson County is just one medium-sized county in the United States.

You have been asking me to name these firms in this blog and tell what I know about each one.  It is past time that we name the criminals that have put 20 million Americans out of their homes and placed their belongings in the gutter out front.  If we assume that there are 3.5 members in each home, then the law firms which specialize in performing foreclosures for parties that have no interest in any loan and, in fact, almost do not even exist have created a 60 million refugee crisis in the United States.  This number describes a refugee problem that is larger than all others in the world combined.

          BUT REMEMBER, THE FACT THAT YOU ARE PARANOID DOES NOT
          ELIMINATE THE POSSIBILITY THAT SOMEONE IS OUT TO GET YOU


QUESTION:  HOW MANY SOCIOPATHIC RACKETEER ENTERPRISE PARTIES DOES IT TAKE TO STEAL YOUR HOUSE?

ANSWER:  ALL OF THEM

I have just had it.  I am right.  You can't work on one subject for nine years, 7 days a week and not understand the material.  I am likely no genius, but I have often been told that I am very smart. Very smart?  I don't know about that, but I am right.

There really have been over 30 million criminal foreclosures in the U.S. during the since 1999.  There are about 3 people per family, so that comes to 90 million American refugees that have been torn from their homes with the stupidest, yet successful, Ponzi scheme of all time.  Each wrongful and illegal foreclosure was seen and ignored by Congress, the DOJ, and especially and shamefully the entire U.S. Court system.

The trustee in a foreclosure is supposed to play the part of a neutral party holding the loan documents "in trust" until the loan is paid off or a problem develops.  In theory he holds this paperwork until the end and should not be replaced by either party unless he is dead, incapacitated, or unable to perform as required in the Deed of Trust.  But, the law allows a complete stranger to the contract to be substituted for the original trustee without notice or argument.  What kind of law firm would a fraudulent lender get to forcefully replace the intended trustee.  There is no one looking and no judge checking them out.  They get the firms that will lie through their teeth no matter what the danger.


In Jackson County about 81% of the thousands of individual trustees of home loan documents are substituted out for only ten successor trustees.  The same successor trustees from 2010 until this day.

You wanted me to name them.  They are below.  PLEASE keep reading.



This article is dedicated to the six foreclosure mill law firms that were "appointed" to be Substitute 
Trustees" by fictitious Lenders to fraudulently foreclose on thousands of families in Jackson County Missouri alone each year creating displaced refugee families at numbers rivaling refugee problems anywhere in the world.







  
Jackson County Missouri
Recorder of Deeds Web Access 

11,494 families were foreclosed on by these guys out of 14,218 = 2,724 that were not.  That means 81% of Trustees are Successor Trustees

Criteria:  Date Filed on 01/01/2012 and 12/31/2016 Act Type is APPOINTMENT
Showing Records 1 through 20 ( 14,218 records found as of 01/03/2020 01:25:43 PM  )



Criteria:  Date Filed on 01/01/2012 and 12/31/2016 Act Type is APPOINTMENT  
Showing Records 1 through 20 ( Total Appts for this period =14218) records found as of 01/03/2020 01:25:43 PM 

CONTINUE READING



HOW HAS CONGRESS, THE UNITED STATES COURT SYSTEM, OUR INCOMPREHENSIBLE PRESIDENT AND WALL STREET DEPRIVED YOU YOU OF YOUR CONSTITUTIONAL CIVIL RIGHTS CONCERNING YOUR FORECLOSURE?

“We tell ourselves, that we are on the side of the Angel.
We tell ourselves, that we are the good guys.

But, we know.  Our heads are in the sand.
We know, that nothing ever changes.

The same people win. The same people lose.
We know the fight is fixed. That the carnage goes on and on.

We Know”
                The preamble to the TV Series “Deep State"


Fannie Mae, FNMA, Fanny, FHLMC, Federal Home Loan Mortgage Corporation
MERS, Mers, Mortgage Electronic Registration System Inc., MersCorp,
GMAC Mortgage Corporation, LLC, Ocwen Loan Servicing, LLC, Ocwen
Deutsche Bank National Trust Company, Deutsche Bank Trust Company, Americas Nationstar

by Danny Hammond    email:  info@blvdre.consulting
I am a victim of wrongful foreclosure just like you, my readers. I chose in 2012 to take back my $500,000 house and my $3 million dollars of investment property.

I am a real estate broker and a home loan broker (as my regular readers know a mortgage is not a loan, it is an agreement as to what will be used as collateral for a home loan. It is simply the rule book which the lender and borrower agreed to and which explains what will happen if the borrower pays off his Promissory Note, which is the evidence of the home loan, or if he is unable to pay off the Promissory Note.) and I knew what was happening. My company brokered the loan on my home and the investment property. That was back in 2004 and I couldn't understand why the judge wouldn't just look at what I wrote down and the Exhibits I included.

It was not any mystery at all. The foreclosures were being done by parties with no interest in the loans or the properties.

In the over 100 posts, news articles, videos, and case law in this website is the answer to every question you can possibly have about Home Loan, Mortgage, and Foreclosure Fraud.

I have over two terabytes of information that I used to write these posts. I collected it for over 12 years. In the end, getting all of this information for you was a mistake. I caused myself, my readers and clients, to try way too hard to prove that we were all victims of fraud.

It took me about three years too long to come to the conclusion that the borrower has no obligation whatsoever to prove fraud. In fact, your judge was to keep you from having to do that. It was the burden of the courts all along to first see if the party claiming it had the right to foreclosure was telling the truth. A very large majority of ALL COURTS have been running their courts contrary to what the United States Constitution demands things to be run.

My problem was that I believed hook line and sinker that it would be the "Independent" court system that would figure out the simple con game being played out by foreclosing parties using the most brazen, open and simple misdirection that any of us could already understand if we had known. I have told you the rules. But, most of you find it unbelievable that I can be right. I am right.

At any moment, if you stop and really listen to what I say is happening, anyone can understand it, Reporters can vet it without much former knowledge.

YOU ARE READING THIS ARTICLE ON THE FORECLOSURE SOLUTIONS GROUP WEBSITE.  READ MORE ARTICLES LIKE THIS. GO TO THIS WEBSITE: CLICK THIS LINE


Sunday, September 1, 2019

STUDENT LOANS AND CREDIT CARD DEBT WERE FRAUDULENTLY BUNDLED AND SOLD BY WALL STREET AS STOCKS AND BONDS JUST LIKE MORTGAGES USED IN FRAUDULENT FORECLOSURES

"Some go for desperate measures,
They're under the gun.
I go for grace under pressure,
Standing my ground, whenever it comes
And I never give an inch"
.38 Special (Never Give and Inch)

by Danny Hammond

We have been studying the many similarities between the abuses and harm caused by Home Loan 
Fraud, Mortgage Fraud, and Wrongful Foreclosure and the many other consumer finance debt fraud, such as Student Loans, Credit Card Debt, Auto Loans and inaccurate credit reporting by the monstrous and impossibly flawed credit reporting agencies led by the careless and irresponsible "Experian", "Equifax" and "Transunion". 

Equifax has recently lost 200 million social security numbers with its irresponsible oversight of critical consumer data. We have found that all of these consumer debts were securitized on Wall Street and illegally transferred to Imposter and Fictitious Payee entities which were 3rd parties which had no rights to collect that debt.

We are now ready and willing to take on these and other fraudulent consumer loans.  We are already familiar with the strategies that we would be using after our nine years of researching and actively helping Borrowers who are facing the threats of Mortgage Fraud and Wrongful foreclosure.

This help that we can provide includes free consultation concerning:   Continue Reading

Click Here to Ask Questions Now!